Choosing the best insurance policy for you

Ok so you've passed your test, bought your first car and swotted up on the basics of motor insurance, now you need to find a suitable policy - easier said than done perhaps. Where do you begin? In the past the obvious place to start was the yellow pages however these days insurance companies are so keen to get our custom that they push their business in every conceivable medium. The high street is awash with brokers and insurance company sales offices while every reputable insurance company has a website and other sites exist that can search through the best to find you the cheapest and most suitable policy for your needs.

Even supermarkets offer insurance; Tesco is one such example of a high street retail chain that has diversified into the insurance market. As these retailers have such financial muscle it may be that they are able to offer cheaper policies and as such you should not rule them out when you are searching for cover.

Brokerage companies such as Endsleigh in the UK are a good place to start. They have an extensive number of policies in their database and many years of experience in the field. New drivers may benefit especially from the services of this kind of company as their capacity to sell a large number of policies makes them able to offer cheaper cover to some class of driver.

The golden rule of course is never accept the first quote you are given. Shopping around for insurance, while time consuming is guaranteed to reap its rewards and give you a more comprehensive picture of the price range you should expect to fall into.